Category Archives: Credit Card Processing Tips

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Am I setup for American Express?

At Photography Merchant Systems we don’t pressure our clients into signing up to take other kinds of cards.  We want you to get exactly what you need without the pressure.  In previous years that meant we were only signing people up for Visa/Mastercard.  Visa/Mastercard/Discover are all bundled now.  That means we leave American express off unless you specifically ask for it.  

 

If you would like to process American Express all you have to do is

1.  Email us at ryan at photographymerchantsystems.com

2. Call me (Ryan) at 303.875.0621

Camera Slingers Dual Delux Double Camera Strap

Every once in a while we like to spotlight new innovative gear that helps photographers do there job better.  The camera slingers Dual Camera Strap makes shooting much easier for the photographer that likes to shoot two cameras.  Normal camera straps fall off your shoulders and limit your movement.  You can buy these directly from camera slingers or places like adorama.

 

Check this video out.  Even the chiropractor likes them.

 

Should I process credit cards with my bank?

I recently had a photographer who had never accepted credit cards and wanted to get set up.  He naturally went to his bank first because he knew they offered the service.  He figured since he did his banking there and they are a large company, they could offer the best rates.  

Unfortunately, in the credit card processing world, this is just the opposite.  Banks typically offer higher rates than most independent processing companies.  Banks have a lot of overhead to pay.  Also, it is an add on service that banks offer.  Your local branch does not handle the processing.  It is outsourced to a processing company. Since the processor is dealing with your money, you want to make sure you have a personal relationship with your processor and also have a knowledgeable company that eats and breathes processing.

So, when you are looking for a processor, think twice about working with your bank.  If you are currently working with your bank, you might want to look into a free consultation to see if you are getting the best deal possible.